Personal Banking
At NattyBank, personal banking is more than just managing money. It's about giving you the tools, support, and confidence to thrive financially at every stage of life.
Open Account
PERSONAL BANKING
How to Get Started with NattyBank
Banking with NattyBank is simple, secure, and built around you. Follow these easy steps to begin your financial journey with us.
Choose Your Account Type
Whether you need a personal, business, savings, or premium account, we have flexible options for your lifestyle and goals.
Sign Up Online
via www.nattybank.ng Through the NattyBank Mobile App or with a valid ID and proof of address
Smooth Closings
Stay connected 24/7. Manage your finances, make transfers, pay bills, and more — all from your smartphone.
FEATURES & BENEFITS
Our Personal Banking Services
From your first savings account to planning for retirement, we offer flexible, secure, and easy-to-use solutions tailored to your goals.
Savings Accounts
Grow your money safely with interest-earning accounts, designed for short or long-term savings.
Current Accounts
Enjoy everyday banking with easy access, competitive rates, and no hidden fees.
Fixed Deposits
Lock in your funds and earn competitive interest rates with our secure fixed deposit options.
Personal Loans
Quick, flexible loans for education, emergencies, travel, or big purchases — with low interest and convenient repayment.
Target Savings Plans
Set and reach your savings goals with automated contributions and higher returns.
Safe. Simple. Reliable.
With robust security, responsive support, and a personalized approach, NattyBank gives you the freedom to manage your money your way wherever you are, whenever you need.
Get StartedFind the Right Loan for Your Needs
Whether you're buying a home, financing education, or need funds for a major purchase, we have loan options designed to fit your life.
Fixed-rate Loans
Predictable monthly payments
A fixed-rate mortgage comes with an interest rate that won't change for the life of your loan. A consistent rate means predictable monthly payments for the life of the loan and your financial situation.
FHA Loans
Lower minimum down payment
A Federal Housing Administration (FHA) loan is a government-backed home mortgage loan with more flexible lending requirements than conventional loans. The buyer will also have to pay monthly mortgage insurance.
Loans
No down payment needed
VA loans are home mortgages backed by the Department of Veterans Affairs (VA). With a VA loan, eligible service members and veterans can buy a home with little or no down payment, or refinance an existing home to get cash out or a lower monthly payment.
TAILORED FINANCIAL STRATEGIES FOR HIGH-NET WORTH INDIVIDUALS
Why borrow with NattyBank
Get interest rate discount
In your 30 minutes, an experienced banker will help you get a 25% interest rate discount with an eligible checking and savings account.
Exceptional service from specialists
Get a dedicated expert who answers every question, works to make sure you have the solution that fits your life, and stays with you every step of the way.
Convenient payment options
Make your payments quickly and easily through online and mobile banking, by phone or mail, with recurring automatic payments, or at a branch.
Secure online & mobile banking
Sign on for 24/7 account access to make payments, transfer money, check balances, and view your statements online.